Florida property tax depends on whether the home is your homestead: the exemptions and the Save Our Homes cap that hold down a long-time owner’s bill end when the home sells.
Property tax by county in Florida
Typical rates run from 0.82% in Monroe County to 2.16% in St. Lucie County. The rate is each county’s total millage from the Florida Department of Revenue (Data Book 2025), the rate on a home without a homestead exemption. Your exact bill depends on the address, and the title report or the county tax bill gives it. The payment calculator fills in any county’s rate for you.
| County | Typical rate a year | On a $400,000 home | On a $400,000 primary home | On an $800,000 home |
|---|---|---|---|---|
| Alachua | 2.09% | $8,360 | $7,472 | $16,720 |
| Baker | 1.46% | $5,840 | $5,243 | $11,680 |
| Bay | 1.27% | $5,080 | $4,578 | $10,160 |
| Bradford | 1.66% | $6,640 | $5,946 | $13,280 |
| Brevard | 1.38% | $5,520 | $4,964 | $11,040 |
| Broward | 1.99% | $7,960 | $7,129 | $15,920 |
| Calhoun | 1.53% | $6,120 | $5,484 | $12,240 |
| Charlotte | 1.57% | $6,280 | $5,658 | $12,560 |
| Citrus | 1.55% | $6,200 | $5,560 | $12,400 |
| Clay | 1.53% | $6,120 | $5,509 | $12,240 |
| Collier | 0.98% | $3,920 | $3,535 | $7,840 |
| Columbia | 1.47% | $5,880 | $5,280 | $11,760 |
| Desoto | 1.59% | $6,360 | $5,696 | $12,720 |
| Dixie | 1.99% | $7,960 | $7,102 | $15,920 |
| Duval | 1.79% | $7,160 | $6,424 | $14,320 |
| Escambia | 1.41% | $5,640 | $5,067 | $11,280 |
| Flagler | 1.72% | $6,880 | $6,156 | $13,760 |
| Franklin | 1.06% | $4,240 | $3,815 | $8,480 |
| Gadsden | 1.61% | $6,440 | $5,764 | $12,880 |
| Gilchrist | 1.55% | $6,200 | $5,558 | $12,400 |
| Glades | 1.84% | $7,360 | $6,575 | $14,720 |
| Gulf | 1.22% | $4,880 | $4,402 | $9,760 |
| Hamilton | 1.52% | $6,080 | $5,458 | $12,160 |
| Hardee | 1.41% | $5,640 | $5,065 | $11,280 |
| Hendry | 1.72% | $6,880 | $6,155 | $13,760 |
| Hernando | 1.46% | $5,840 | $5,268 | $11,680 |
| Highlands | 1.45% | $5,800 | $5,208 | $11,600 |
| Hillsborough | 1.89% | $7,560 | $6,776 | $15,120 |
| Holmes | 1.54% | $6,160 | $5,518 | $12,320 |
| Indian River | 1.42% | $5,680 | $5,115 | $11,360 |
| Jackson | 1.43% | $5,720 | $5,141 | $11,440 |
| Jefferson | 1.39% | $5,560 | $4,999 | $11,120 |
| Lafayette | 1.62% | $6,480 | $5,804 | $12,960 |
| Lake | 1.56% | $6,240 | $5,611 | $12,480 |
| Lee | 1.40% | $5,600 | $5,033 | $11,200 |
| Leon | 1.78% | $7,120 | $6,364 | $14,240 |
| Levy | 1.60% | $6,400 | $5,731 | $12,800 |
| Liberty | 1.52% | $6,080 | $5,456 | $12,160 |
| Madison | 1.52% | $6,080 | $5,455 | $12,160 |
| Manatee | 1.46% | $5,840 | $5,270 | $11,680 |
| Marion | 1.59% | $6,360 | $5,724 | $12,720 |
| Martin | 1.61% | $6,440 | $5,766 | $12,880 |
| Miami-Dade | 1.85% | $7,400 | $6,641 | $14,800 |
| Monroe | 0.82% | $3,280 | $2,942 | $6,560 |
| Nassau | 1.61% | $6,440 | $5,792 | $12,880 |
| Okaloosa | 1.23% | $4,920 | $4,440 | $9,840 |
| Okeechobee | 1.44% | $5,760 | $5,173 | $11,520 |
| Orange | 1.74% | $6,960 | $6,251 | $13,920 |
| Osceola | 1.50% | $6,000 | $5,384 | $12,000 |
| Palm Beach | 1.75% | $7,000 | $6,284 | $14,000 |
| Pasco | 1.72% | $6,880 | $6,176 | $13,760 |
| Pinellas | 1.85% | $7,400 | $6,633 | $14,800 |
| Polk | 1.54% | $6,160 | $5,520 | $12,320 |
| Putnam | 1.77% | $7,080 | $6,366 | $14,160 |
| Santa Rosa | 1.17% | $4,680 | $4,229 | $9,360 |
| Sarasota | 1.27% | $5,080 | $4,595 | $10,160 |
| Seminole | 1.53% | $6,120 | $5,484 | $12,240 |
| St. Johns | 1.40% | $5,600 | $5,058 | $11,200 |
| St. Lucie | 2.16% | $8,640 | $7,719 | $17,280 |
| Sumter | 1.12% | $4,480 | $4,042 | $8,960 |
| Suwannee | 1.57% | $6,280 | $5,632 | $12,560 |
| Taylor | 1.54% | $6,160 | $5,529 | $12,320 |
| Union | 1.67% | $6,680 | $5,980 | $13,360 |
| Volusia | 1.74% | $6,960 | $6,221 | $13,920 |
| Wakulla | 1.34% | $5,360 | $4,824 | $10,720 |
| Walton | 0.92% | $3,680 | $3,329 | $7,360 |
| Washington | 1.50% | $6,000 | $5,385 | $12,000 |
A primary home column takes off the homestead exemption: $25,000 of value free of every tax, and a second $25,000 free of all but school taxes, which saves from $338 a year in Monroe County to $921 in St. Lucie County. The payment calculator applies it when you tick “Primary home”.
What is different in Florida
- The homestead exemption takes the first $25,000 of assessed value off every tax, and a second $25,000 off the value between $50,000 and $75,000 for all but school taxes.
- Save Our Homes limits a homestead’s assessed value to a 3% rise a year, or the change in inflation if lower. A sale ends the cap, and the next owner starts from market value.
- Portability lets you carry up to $500,000 of the Save Our Homes difference to your next Florida homestead if you move within three years.
- Rentals, second homes and other non-homestead property get no homestead exemption; their assessed value can rise up to 10% a year for non-school taxes, with no cap on school taxes.
- The county rates in the table are total millage, the combined rate of the county, schools, city and districts, so a home inside a city or a special district can pay more than its county’s figure.
Questions
When do you apply for the Florida homestead exemption?
By March 1 of the year after you buy, with the county property appraiser, for a home you own and live in on January 1. Late filing can cost you the exemption for that year. See also: Property tax rates in Ohio.
When are Florida property taxes due?
Bills go out in November, with a 4% discount for paying that month, 3% in December, 2% in January and 1% in February. They are late after March 31. See also: Mortgage loans in Florida.
Why is the tax on a home I just bought in Florida higher than the seller paid?
The seller’s homestead exemption and Save Our Homes cap don’t transfer. Your first full bill reflects market value, less any homestead exemption you file for. See also: Property tax rates in Arizona.
Related
- Property tax and insurance rates
- Loan limits by county
- Mortgage payment calculator
- Home affordability calculator
Property tax rates in other states: California, Arizona, Ohio. All of Florida: mortgage loans in Florida.
